I like to get the most of my money when planning our Disney Vacations.
I open up a new card when we go in order to take advantage of the amazing new sign up deals!
This past month I found the Discover Visa card.
When you sign up under this referral link you automatically get a $50 statement credit when you make your first purchase within 3 months.
The next step to saving on your Disney vacation is to purchase your Disney gift cards during the right time of the year.
As I write this It's March 2021 and the quarterly cash back rewards deal is at grocery stores. You receive 5% back up to $75. I waited until Meijer had their Mperks deal (for every $50 in Gift cards purchased receive a $5 Mperks coupon.) I bought $1,500 in gift cards which gave me $150 back in Mperks to use on my next purchase. Since I used my new Discover Visa and it was during the quarter where I get 5% back at grocery stores I got another $75 savings. Now here's the totally amazing part.... Since I am a new cardmember I also get double the cash back at the end of my first year. This means I'll be getting another $75 at the end of my year!
** NOTE: I purchased $500 in gift cards with my MPerks account, $500 on my hubby's account and my mom was with me and purchased $500 on her account as there is a $500 limit in gift cards.
***Credit card NOTE: I HIGHLY recommend you call Discover ahead of time and let them know you will be purchasing $1,500 in gift cards in 3 separate transactions so they don't flag your account. Give yourself enough time at the store in case they do flag the transaction, they will alert you and you will have to call the number in order to let them know it's you purchasing!
(If Meijer doesn't have it's Mperks gift card deal again before the end of the month I recommend you wait until April if possible for the best savings.)
You can just purchase your gift cards through a grocery store and still save 10%, but SAMs Club in April will get you more!
So in summary I purchased $1,500 in gift cards and got these rewards back:
$50 statement credit for using the referral link.
$150 back in Meijer Mperks coupons.
$75 in 5% cash back on your Discover card.
$75 in double cash back at the end of the year.
All in all for $1,500 in gift cards I only paid $1,150 for a savings of $350!! Thats a 23% SAVINGS!
Now the quarter for grocery stores is up at the end of March, but there is good news! April-June's deal is Club stores including SAMS club! So here I will outline what your potential savings would be there.
SAMS club offers gift cards in different amounts, but here the best percentage off is actually the $75 gift card packs. Saving you about 5%.
You want to purchase $1,500 in gift cards to get the full amount of cash back through you Discover card.
That means you need 20 packs of the $75 cards. Now me trying to be a bit more friendly to the enviroment I personally would purchase the $150 card packs to save on some of that plastic so I will use that here.
Buy 10 packs of the $150 cards. for total of $1,449.80 (saving $51 already!)
Here is the Summary. Purchased $1,500 in gift cards
$50 statement credit for using the referral link posted.
$51 savings through SAMs.
$75 in cash back on your Discover card.
$75 in double cash back at the end of the year.
So for $1,500 in gift cards you will only pay $1,249 for a savings of $251!! That's a 17% SAVINGS!
Let me know if you try any of these deals I'd love to hear about your savings! If you have any other savings questions or Disney questions I'm happy to help!
When you are ready to book your next Disney Vacation let me know my concierge services are at no additional cost to you when you book through me! I will get you the best deal out there!
