My Favorite credit card deal yet!

I've wrote before about how I save money on our Disney vacations. I've told you about the Disney Visa, but honestly that was back when I was very new to the credit card "game"! Since then I have found other cards that have been much more worthwhile in saving me money. 

The card is the Chase Sapphire Preferred Visa card.  It's a beautiful card made of metal if those things get you excited. :) 

The current offer is 60,000 Chase Ultimate Rewards Points. You get them when you put $4,000 on your card within the first 3 months of opening it.  **It does have a $95 Annual fee, but you will see later that this is nothing compared to what you will earn back while using it. 

For my travel clients, I suggest knowing when you plan to pay off your vacation and make sure it will be within the first 3 months of opening your card so you don't miss out on the referral rewards. Plan accordingly, if you have typical expenses that you can use the card for to meet that requirement in 3 months than go ahead and apply for the card now!

Here is how to earn points:

5X points on travel booked through Chase.

3X Ultimate Rewards points on dining, streaming services and some online groceries.

2X Ultimate Rewards points on all other travel purchase outside of Chase.

1X 1 point per dollar on all other purchases.

10% Ultimate Reward point bonus each year based on your spending. This is earned once you have paid your annual fee. 

That 10% reward point bonus each year could very well "pay" for your annual fee of $95 too! 

Currently chase is offering a 25% boost on points used with the "Pay yourself back" feature redeemed through grocery, dining and home improvement purchases. So that $600 in  rewards can now be worth $750!! It will take a little bit longer as you have to wait for approved purchases to be added to the pay yourself back area, but if you have the time it's well worth the extra 25% points bonus! 

Points are worth 1 cent a piece unless redeemed though the Pay Yourself back feature or for Travel purchased through Chase.

Here is my link(As of 05/23/2023 this link is showing 60,000/$600 in referral points.)  Please note I will earn referral points if you sign up using this link and complete the promo (current promo is spend $4,000 in the first 3 months). 

**Please only open a new credit card if you are prepared to pay it off monthly, or these deals won't be deals anymore if you are paying finance charges and fee's each month.